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Whats the thing that is most prominent on any credit card ad? Well, its the credit card rate (or the APR, as we know it. The credit card rate is the most publicized thing in the world of credit cards. A lot of people just compare the credit card rate of various credit cards and just go for the one that is offering the lowest credit card rate (or APR. Credit card rates are, in fact, one of the most important factors in the selection of a credit card (though not the only factor. Therefore, a proper understanding of Credit card rates is even more necessary. ….

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