The US Bank Platinum Visa card does not offer any rewards, so it shouldn’t be in your consideration set in that regard. However, this card does have some strong suits.
Firstly, it offers a 15 month 0% APR on both purchases and balance transfers. There is a 3% balance transfer fee (minimum of $5), but that’s not uncommon. And the 15-month term is pretty good.
Additionally, the standard purchase APR on the card tends to be on the low side (assuming you have excellent credit), but we never recommend you carry a balance on your credit cards, so honestly this shouldn’t even matter, except as an insurance policy in case you forget to make a payment or run into hard times all of a sudden.
Finally, in reading comments from users from around the web-o-sphere, it seems that folks are very happy with the customer service and overall banking operations of US Bank-never a bad thing.
So, to wrap it up, this isn’t a rewards card. If you’re looking for 0% purchase/balance transfer offers, you should consider the US Bank Platinum Card, but also check out our post Best Balance Transfer Offers.
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