Prepaid Spotlight: Pink ACE Elite Visa

Jan 09, 2011 – As the New Year begins with a bang, GetDebit.com would like to bring to light a unique prepaid product that gives back to the community. ACE Cash Express provides several prepaid card options and one of their best is the Pink Elite Visa prepaid card. The Pink Elite Visa is unique in that for every purchase you make a portion is donated to the National Breast Cancer Foundation (up to $350,000 per year) to fight breast cancer. What a great cause to support!

The fantastic thing about the ACE prepaid programs is that they provide flexibility. Depending on your needs, there is a plan designed for you. If you are someone that does a lot of monthly transacting, be it PIN debit or signature purchases then you might want to go with a Fee Advantage plan for your Pink Visa card. Better yet, when you enroll in direct deposit ($500 per month), the monthly fee drops from $9.95 to $5.00 and you still get unlimited purchase transactions. If you are not a heavy spender, then you might want to take advantage of the Pay-As-You-Go plan that has no monthly fee, just $1-2 purchase fees for signature or PIN purchases.

As with most prepaid cards, there is an ATM withdrawal fee ($2.50 per withdrawal) although if you participate in monthly direct deposit (see website for details), you can withdrawal $300 each day from participating ACE retail reload centers. Another benefit of using direct deposit is the $10 no fee cushion that ACE provides cardholders. That’s an extra $10 of safety net – try getting that at a bank with no huge overdraft charge.

We think the ACE Pink Elite Visa card can be a valuable addition to customers who want a powerful card with many features and options, as well as one with a philanthropic theme. Along with the benevolent component for breast cancer detection and awareness, cardholders can enjoy the ease of obtaining a Pink Elite Visa because there is no credit search done. You also do not have a fee to apply for the card nor any requirement to keep the card. The card is also insured by the FDIC and participates in Visa’s Zero Liability protection program. As always, continue to research and evaluate any financial instrument and look for fees or regulations not plainly displayed on a company’s website.

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