An nFinanSe Visa card can be used at any location that displays the Visa logo for purchases or ATM withdrawals. Because you are loading funds on it before you use it, you eliminate any worries about overdrafts or exceeding your credit limit. It is a great way for those without bank accounts to keep their cash safe, or for those with bank accounts to control their budget. You can load money to your nFinanSe Visa card in various ways.
Using Reload Locations to Fund your nFinanSe Card
You can add money to your card at more than 80,000 locations nationwide. You can get a complete list of locations near you by visiting the nFinanSe website. Most MoneyGram and Western Union locations participate, along with many retailers.
To add money in person, just take your card, the cash you want to add, and a small service fee to the reload location. The fee at Western Union and MoneyGram locations varies, but most retail locations charge a mere $2.95 per transaction, far less than most other prepaid card fees.
Using Direct Deposit to Fund your nFinanSe Card
If your employer offers direct deposit, you can fund your card with your payroll check. You can also have your Social Security, VA, or other government benefits check added to your card by direct deposit. Federal and state income tax refunds can also be used to fund your card with direct deposit.
To add money with direct deposit, use the form that arrived with your card. This will bear the bank routing and account number information you will need to establish your direct deposit. If you no longer have this form, log in to your account at the nFinanSe website and follow the links for direct deposit. You can then print out an authorization form.
For payroll checks, complete the form, including whether you want the entire check or a percentage of it deposited to your card. Give the completed form to the person who processes payroll at your company.
For government benefits, complete the form and mail it to the agency that issues your payments. You can also enroll online at www.GoDirect.com.
For tax refund payments, you do not need to submit a form for federal refunds and most state refunds. Instead, you enter the routing and account information in the space provided for direct deposit information.
Using Bank Transfers to Fund your nFinanSe Card
You can use your existing bank account to fund your nFinanSe Visa card. Initiate the transfer from your bank’s website or account center. You will need to enter the same routing and account number information as you would use for a direct deposit. You can find this information on the form that came with your card or by logging in to your online account at the nFinanSe site. While your bank may or may not charge you a fee for the service, there is no charge made by nFinanSe.