All prepaid debit cards are “issued” by a company (usually a bank or other financial services institution). These companies are called “issuers”. When picking a prepaid card, particularly when you are going to use the card as a bank account replacement — you want your money with a bank that is stable and reliable. We’ve reviewed each of the top prepaid card issuers for your convenience.
Click on the issuer name to jump to the section describing that issuer.
If you want to find out what cards are issued by each of these debit card issuers, you can check out our prepaid debit card issuer list
MetaBank | The Bancorp Bank | Discover Bank | M&T Bank | Horizon Bank | Palm Desert National Bank | First Bank & Trust
Headquarters:Storm Lake, Iowa
Website: MetaBank
FDIC Status: MetaBank (FDIC Cert: 30776) is FDIC Insured since September 6, 1955.
Overview of MetaBank MetaBank is owned by Meta Financial Group, Inc. Meta Financial Group, Inc. (MFG) is a $757.3 million thrift holding company for MetaBank and Meta Trust Company. Headquartered in Storm Lake, Iowa, the Company converted from mutual ownership to stock ownership in 1993. Its primary businesses are deposits, loans and other financial services and products to meet the needs of its commercial, agricultural and retail customers; and an industry-leading electronic payment systems division. MFG shares are traded on the NASDAQ Global Market under the symbol “CASH.” Read More About MetaBank
Headquarters:Wilmington, Delaware
Website: The Bancorp Bank
FDIC Status: The Bancorp Bank (FDIC Cert: 35444) is FDIC Insured since July 28, 2000.
Overview of The Bancorp Bank The Bancorp Bank is owned by The Bancorp, Inc. The Bancorp, Inc. (NASDAQ NM: TBBK) is a financial holding company with a wholly owned subsidiary, The Bancorp Bank. The Bank is an FDIC-insured online commercial bank that delivers a wide range of financial services and products through a network of private-label, affinity partnerships nationwide. These “branchless banking” programs enable members, employees and customers of affinity partners to access online banking services, customized for them, under the affinity partner’s brand. Read More About The Bancorp Bank
Headquarters:Buffalo, New York
Website: M&T Bank
FDIC Status: Manufacturers and Traders Trust Company (M&T Bank) (FDIC Cert: 588) is FDIC Insured. The Bank has been FDIC insured since January 1, 1934.
Overview of M&T Bank M&T Bank is considered one of the country’s most highly regarded regional banks. They were founded more than 150 years ago in Western New York, where they are still headquartered. Their parent company, M&T Bank Corporation, had over $65 billion in assets as of December 31, 2007 and is one of the 20 largest commercial bank holding companies headquartered in the U.S. Read More About M&T Bank
Headquarters:Greenwood, Delaware
Website: Discover Bank
FDIC Status: Discover Bank (FDIC Cert: 5649) is FDIC Insured.
Discover Bank has been FDIC insured since January 1, 1934.
Overview of Discover Bank
Since they first opened their doors to the community of Greenwood, DE, Discover Bank has been providing superior banking products with service designed to help their customers achieve their financial goals. Originally known as Greenwood Trust Company, in 2000, Discover Bank renamed and joined Discover Financial Services and became “Discover Bank.” Through their online service, they’ve expanded beyond their branch to offer award-winning service to customers nationwide with rates that consistently exceed the National Average. Today, Discover Bank manages over $25 billion in consumer deposits. Read More About Discover Bank
Issuer: Palm Desert National Bank (PDNB)
Headquarters:Palm Desert, California
Website: Palm Desert National Bank
FDIC Status: Palm Desert National Bank (FDIC Cert: 23632) is FDIC Insured. Palm Desert National Bank has been FDIC insured since December 7, 1981.
Overview of Palm Desert National Bank
PDNB is a locally-owned, independent bank, growing with the community for over 27 years. PDNB opened its first branch in Palm Desert, California in December 1981. In December 2001, their branch opened in La Quinta, and in June 2007, they opened the doors of their newest branch in Palm Springs.
Headquarters:Austin, Texas
Website: Horizon Bank
FDIC Status: Horizon Bank, SSB (FDIC Cert: 3256) is FDIC Insured. Horizon Bank, SSB has been FDIC insured since January 1, 1934.
Overview of Horizon Bank
Established in 1905 and headquartered in Austin, Texas, Horizon Bank, along with banking offices in Holland (First Holland) and Salado (First Salado), has established itself as a bank founded on community principles; neighborhood banking, local knowledge.
Read More About Horizon Bank, SSB
Headquarters:Brookings, South Dakota
Website: First Bank & Trust
FDIC Status: First Bank & Trust (FDIC Cert: 3973) is FDIC Insured. First Bank & Trust has been FDIC insured since January 1, 1934. It was established on November 2, 1925.
Overview of First Bank & Trust
First Bank & Trust is a bank owned by Fishback Financial Corporation (FFC). FFC is one of South Dakota’s largest privately held financial holding companies with five subsidiary banks and assets totaling nearly $1.6 billion.
Read More About First Bank & Trust