Eufora Elite ($0 up front)

You CAN have it all, with Eufora Elite. The new Eufora Elite card has a $0 upfront offer — for a limited time only you can save almost $100 with their $0 upfront offer. This card helps you build your credit. Plus, you save $100. What’s not to like?

Review of the Eufora Elite ($0 up front)

The new Eufora Elite card is a great way to build your credit history, while saving money and enjoying the benefits of a MasterCard debit card. Here are just a few of the features you will enjoy with this card:

  • Eufora Elite Credit Builder Prepaid MasterCard
  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check – Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program

* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. “Guaranteed Approval” is contingent upon successfully passing this mandatory identification confirmation.



How We Rated This Card

Card Features
Fees
Disclosure Clarity
BBB Rating
Load Options
Overall Rating
Rating Explanation

Card Fee Examples

Want to know how much this card might cost you to use in a typical month? We have crunched the numbers for you! We also show how this card stacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.
Number of transactions each month Eufora Elite Bank of America "Regular" Checking Check Cashing Store
Monthly Fee Once per month $ $ $
Cash paycheck (per month) $ $ $ $*
ATM Withdrawals $ $ $
Bill Payments $ $ $
Online Purchases $ $ N/A
In-Store Purchases*** $ $ N/A
Overdrafts:**** $ $
Total $ $ $

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The Eufora Elite*

Activation Fee:$0 Card Limit:$5,000
Monthly Fee:$6.65 ATM Withdrawal:**
Signature Transactions:*** ATM Balance Inquiry:
PIN Transactions:*** Bill Payments:


Notes:
* Fees verified as of . Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your card in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

Card Options