The RushCard Plus is a prepaid Visa debit card that you can only spend what is deposited without overdraft or finance charges. You can use it in place of a traditional bank checking account. The RushCard Plus Prepaid Visa Card comes in a “Pay as you go” program for those who don’t use their prepaid cards frequently or the “Monthly” plan for those that do.

Review of the RushCard Plus Prepaid Visa Card

You can manage your money in style with the RushCard Plus prepaid Visa card. FREE direct deposit, online account management, electronic or paper bill payment and many other benefits come with this great prepaid card, and here are a few more to look into.

• 100% Guaranteed Approval* – No Credit Check
• Free direct deposit & $0 Activation fee
• Only card that lets you change your fee plan whenever you want to
• Free prescription discount card
• Easy Bill Pay – pay bills, rent, or write personal checks
• Card to card transfersApply Now!

• Editor’s Rating
• Card Fee Examples
• Fees
• Card Options
• Usage Tips

How We Rated the RushCard Plus Visa Card

 

Card Features Fees Disclosure Clarity BBB Rating Load Options Overall Rating

Rating Explanation RushCard Plus Visa Card 4 GetDebit.com Editor The “pay as you go” plan option of the RushCard has a number of great features and provides a very good value for people who use the card as a bank account replacement. The company behind the RushCard line of prepaid Visa cards (UniRush LLC) has an good BBB rating, and has great experience in running and building prepaid card programs. We like the clean website and good fee disclosures with this card, and the number of features available make it a great bank-replacement product. If you will be using the bill pay features heavily, you may want to check out other cards, as this card charges a $1 fee for every bill payment, which can add up. Check this card out, we think you’ll like it. It stacks up nicely among the top prepaid debit cards. The “pay as you go” plan option of the RushCard has a number of great features and provides a very good value for people who use the card as a bank account replacement. The company behind the RushCard line of prepaid Visa cards (UniRush LLC) has an good BBB rating, and has great experience in running and building prepaid card programs. We like the clean website and good fee disclosures with this card, and the number of features available make it a great bank-replacement product. If you will be using the bill pay features heavily, you may want to check out other cards, as this card charges a $1 fee for every bill payment, which can add up. Check this card out, we think you’ll like it. It stacks up nicely among the top prepaid debit cards.

RushCard Plus Visa Card Fee Examples

 

Want to know how much the RushCard Plus Visa Card might cost you to use in a typical month? We have crunched the numbers for you! We also show how RushCard Plus Visa Cardstacks up against some common alternatives so you can see if you would save money using this card. Please remember — cost should NOT be the only reason why you pick a card — make sure to consider the card’s features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.

	Number of transactions each month	RushCard Plus Visa Card	Bank of America “Regular” Checking	Check Cashing Store
Monthly Fee	Once per month	$	$	$
Cash paycheck (per month)	$	$	$	$*
ATM Withdrawals	01234567891011121314151617181920	$	$	$
Bill Payments	01234567891011121314151617181920	$	$	$
Online Purchases	01234567891011121314151617181920	$	$	N/A
In-Store Purchases***	01234567891011121314151617181920	$	$	N/A
Overdrafts:****	01234567891011121314151617181920		$	$
Total		$	$	$

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The RushCard Plus Visa Card*

 

Activation Fee:	$	Card Limit:	$9,999
Monthly Fee:	$0.00	ATM Withdrawal:**	$
Signature Transactions:***	$1.00	ATM Balance Inquiry:	$
PIN Transactions:***	$1.00	Bill Payments:	$

 

Notes:

* Fees verified as of 08/15/2010. Check the Current Terms & Conditions for a list of all the fees.

** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.

*** To use your RushCard Plus Visa Card in a “signature” transaction, select “Credit” when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as “signature” transactions.

RushCard Plus Visa Card Card Options

 

RushCard provides two main fee options for their cards: a “pay as you go program” (which the RushCard plus Visa card and BabyPhat Visa Card uses), and a “pay monthly” program (which the Black Diamond Visa and Purple Diamond Rushcard use). Each fee program has two card designs available. The “pay as you go” program has the Pink BabyPhat card, and the classic RushCard plus Visa card. The “pay monthly” fee program allows you to choose between the “Purple Diamond Rushcard” and the “Black Diamond Rushcard”. All of the cards look cool.