Vision Premier Visa Prepaid Debit Card (Direct Deposit)

How We Rated the Vision Premier Visa Card with Direct Deposit

Card Features Fees Disclosure Clarity BBB Rating Load Options Overall Rating

Rating Explanation Vision Premier Visa Card with Direct Deposit 4 GetDebit.com Editor The Vision Premier pre paid debit Visa card received some of our highest scores for it's features (it has a lot of features -- free roadside assistance, free savings account, bill pay, you name it) and for it's load options (you can load this card in tons of different ways). Also, the company behind the Vision Premier Prepaid Visa (Precash, Inc.) is very highly rated by the Better Business Bureau (which shows that they are serious about dealing with consumer issues). The only reasons why this card is not the absolute highest rated card is because the fees are slightly higher than some other cards although there are now only 3. However, if you need extra features, we think the fees on the Vision Premier Prepaid Visa with Direct Deposit might be well worth it. If you want a card with a lot of features, and understand that those features come with an additional cost, the Vision Premier Card with direct deposit may be for you. The Vision Premier pre paid debit Visa card received some of our highest scores for it's features (it has a lot of features -- free roadside assistance, free savings account, bill pay, you name it) and for it's load options (you can load this card in tons of different ways). Also, the company behind the Vision Premier Prepaid Visa (Precash, Inc.) is very highly rated by the Better Business Bureau (which shows that they are serious about dealing with consumer issues). The only reasons why this card is not the absolute highest rated card is because the fees are slightly higher than some other cards although there are now only 3. However, if you need extra features, we think the fees on the Vision Premier Prepaid Visa with Direct Deposit might be well worth it. If you want a card with a lot of features, and understand that those features come with an additional cost, the Vision Premier Card with direct deposit may be for you.

Vision Premier Visa Card with Direct Deposit Fee Examples

Want to know how much the Vision Premier Visa Card with Direct Deposit might cost you to use in a typical month? We have crunched the numbers for you! We also show how Vision Premier Visa Card with Direct Depositstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.

	Number of transactions each month	Vision Premier Visa Card with Direct Deposit	Bank of America "Regular" Checking	Check Cashing Store
Monthly Fee	Once per month	$	$	$
Cash paycheck (per month)	$	$	$	$*
ATM Withdrawals	0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	$	$	$
Bill Payments	0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	$	$	$
Online Purchases	0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	$	$	N/A
In-Store Purchases***	0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	$	$	N/A
Overdrafts:****	0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20		$	$
Total		$	$	$

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The Vision Premier Visa Card with Direct Deposit*

Activation Fee:	$9.95	Card Limit:	$2500
Monthly Fee:	$7.95	ATM Withdrawal:**	$2.50
Signature Transactions:***	$0.00	ATM Balance Inquiry:	$0.00
PIN Transactions:***	$0.00	Bill Payments:	$0.00

The Vision Premier Visa Card with direct deposit is designed to have only 3 fees - Activation Fee, Monthly Fee and ATM Withdrawal Fee.

Notes:
* Fees verified as of 11/15/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your Vision Premier Visa Card with Direct Deposit in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

Vision Premier Visa Card with Direct Deposit Card Options

The Vision Premier cards come in one graphic style and two options - with direct deposit and without direct deposit. If you choose the direct deposit option, you get free customer service calls.

Here are GetDebit’s “Low Fee Tips” for this Card

Tips for Using The Vision Premier Visa Prepaid Debit Card (Direct Deposit)

• How to Dispute a Debit Card Charge
• How to Refill Visa Prepaid Cards
• Why Do I Need to Provide a Social Security Number to Get a Prepaid Debit Card?
• Loading Funds on your Prepaid Card Using the Visa ReadyLink Network
• Using a Prepaid Visa Card — A Few Tips