The Vision® Visa® Prepaid Card – Simple & Fair is “the better way to pay.” The team at Vision has created a great prepaid card, packed with all the features you need to shop, save, and track your finances.
Review of the Vision Premier Visa Prepaid Debit Card (Direct Deposit)
Enjoy the worldwide spending benefits of Visa and the convenience of online account management with Vision® Visa® Prepaid Card – Simple & Fair with Direct Deposit. Say goodbye to check cashing fees and enjoy easy online bill pay and fast cash transfers any time you like. Have your paycheck ready for you on payday with Direct Deposit and never wait in line again to get your money. Bill pay, check cashing and money order fees all add up, so save your time and money with the easy to use and ultra convenient Vision® Visa® Prepaid Card – Simple & Fair. Other great features include 1% cash back on purchases, free roadside assistance, safe online shopping, a free savings account and no overdraft or interest charges. And check out these great features:
- New – Free Roadside Assistance
- New – Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check – 100% Approval
Apply Now!
How We Rated the Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit
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Rating Explanation
Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit
4
GetDebit.com Editor
The Vision® Visa® Prepaid Card - Simple & Fair received some of our highest scores for it's features (it has a lot of features -- free roadside assistance, free savings account, bill pay, you name it) and for it's load options (you can load this card in tons of different ways). Also, the company behind the Vision Premier Prepaid Visa (Precash, Inc.) is very highly rated by the Better Business Bureau (which shows that they are serious about dealing with consumer issues). The only reasons why this card is not the absolute highest rated card is because the fees are slightly higher than some other cards although there are now only 3. However, if you need extra features, we think the fees on the Vision Premier Prepaid Visa with Direct Deposit might be well worth it. If you want a card with a lot of features, and understand that those features come with an additional cost, the Vision® Visa® Prepaid Card - Simple & Fair with direct deposit may be for you.
The Vision® Visa® Prepaid Card - Simple & Fair received some of our highest scores for it's features (it has a lot of features -- free roadside assistance, free savings account, bill pay, you name it) and for it's load options (you can load this card in tons of different ways). Also, the company behind the Vision Premier Prepaid Visa (Precash, Inc.) is very highly rated by the Better Business Bureau (which shows that they are serious about dealing with consumer issues). The only reasons why this card is not the absolute highest rated card is because the fees are slightly higher than some other cards although there are now only 3. However, if you need extra features, we think the fees on the Vision Premier Prepaid Visa with Direct Deposit might be well worth it. If you want a card with a lot of features, and understand that those features come with an additional cost, the Vision® Visa® Prepaid Card - Simple & Fair with direct deposit may be for you. |
Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit Fee Examples
Want to know how much the Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit might cost you to use in a typical month? We have crunched the numbers for you! We also show how Vision® Visa® Prepaid Card - Simple & Fair with Direct Depositstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).
To see different scenarios, change the following variables.
Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.
Fees Associated With The Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit*
| Activation Fee: | $9.95 |
Card Limit: | $2500 |
| Monthly Fee: | $7.95 |
ATM Withdrawal:** | $2.50 |
| Signature Transactions:*** | $0.00 |
ATM Balance Inquiry: | $0.00 |
| PIN Transactions:*** | $0.00 |
Bill Payments: | $0.00 |
The Vision® Visa® Prepaid Card - Simple & Fair with direct deposit is designed to have only 3 fees - Activation Fee, Monthly Fee and ATM Withdrawal Fee.
Notes:
* Fees verified as of 11/15/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.
Vision® Visa® Prepaid Card - Simple & Fair with Direct Deposit Card Options
The Vision® Visa® Prepaid Card - Simple & Fair comes in one graphic style and two options - with direct deposit and without direct deposit. If you choose the direct deposit option, you get free customer service calls.
Here are GetDebit’s “Low Fee Tips” for this Card
Tips for Using The Vision Premier Visa Prepaid Debit Card (Direct Deposit)
