Today there are so many different credit cards on the market. If you’re searching, you can find a card that suits your business needs, is for traveling, for gasoline purchases, for college students, people with bad credit, and the list goes one.

Although there are a lot of great credit cards on the market, I do have one favorite. I personally like credit cards that give me cash back. These are great because every time you shop, you are guaranteed to spend less than you would with cash or any other card. These credit cards are usually considered cash back cards or cash rebate cards.

If you’ve heard about these and are interested in getting one, but you’re not quite sure what they are all about and what they offer, continue reading below so we can explain!

What is a Cash Rebate Credit Card?

There are a lot of credit cards on the market. You will find that some give you one point per dollar spent, and that some don’t reward you at all. Unlike both of these, cash back cards or cash rebate cards are different. When you sign up for a card, you will be told what cash back percentage you will be rewarded. Most cards are 1% but some can go up to 20% on certain purchases! What this means is that whenever you make a purchase, you will get 1% cash back on each purchase you make. Although, what’s even better is that certain cards offer even more. You may get 1% cash back on every purchase, 5% cash back on gas purchases and 10% for shopping online.

All of these cards are great, but they offer different rewards. So, when you’re looking, you will want to find one that will benefit you the most. If you spend a lot of money on gas, get one with a good bonus for gas stops, or if you shop online, find a card that rewards you for that!

So many people are against using credit cards for several different reasons. They say they only get people into debt, hurt their credit and are dangerous to use. Although, if you pay your balances off in full and use your card like a debit card how can they possibly hurt you? Be wise with your purchases, pay on time, in full and receive nothing but benefits like the benefits of a cash back card!

Find the best Cash Rebate Credit Card at FindCashBackCards.com, as well as more of my work.