Posts in Category: learning

How the Prepaid Industry Works

There is enough confusion out there about how the prepaid debit card industry works, that it warrants a brief explanation. Now, keep in mind this is a very simplistic explanation of the industry’s structure, but for all intents and purposes, it should provide some insight.

At the top of the food

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Gift Cards and the Credit Card Act of 2009

congressAs we have discussed elsewhere on, Gift Cards have come under scrutiny over the past few years, particularly with respect to so-called “dormancy fees” or “inactivity fees”.

Here’s some good news for consumers who enjoy giving and receiving

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How to Dispute a Debit Card Charge

Thanks to the credit crunch, debit cards are increasing in popularity. There is a fundamental difference between debit cards and credit cards – With debit cards, you can only spend what you have. With credit cards, you can get in serious debt. Debit cards also differ in

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