AccountNow Visa Card (Direct Deposit)

Have you checked out the AccountNow Prepaid Visa Card yet? Find out why more people choose this prepaid debit card than any other. This version of the card is the card with direct deposit (you can also get the card without direct deposit, but it costs more).

Review of the AccountNow Visa Card (Direct Deposit)

AccountNow Visa Card (Direct Deposit)

Here it is—The #1 prepaid debit card, that our readers LOVE. The AccountNow prepaid Visa card is amazing. Get this card, and you will never care about having a regular bank account again. The AccountNow prepaid Visa is basically a “bank account you carry in your wallet”. Everyone can get one, as AccountNow offers 100% approval rates! That’s right, even if you are on ChexSystems’ list, and even if you have terrible credit, you can qualify for the amazing AccountNow Debit Visa in seconds. Enrollment is simple, instant and guaranteed. There is no paperwork or lines, no security deposit, and one simple enrollment form.

  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • No Overdraft Fees – no minimum balance required
  • Reloadable – $10,000 balance limit.


How We Rated the AccountNow Visa Prepaid Debit Card (direct deposit)

Card FeaturesAccountNow Visa Prepaid Debit Card (direct deposit) Features
FeesAccountNow Visa Prepaid Debit Card (direct deposit) Fees
Disclosure ClarityAccountNow Visa Prepaid Debit Card (direct deposit) Disclosure
BBB RatingAccountNow Visa Prepaid Debit Card (direct deposit) BBB Rating
Load OptionsAccountNow Visa Prepaid Debit Card (direct deposit) Reload Options
Overall RatingAccountNow Visa Prepaid Debit Card (direct deposit) Rating
Rating Explanation
AccountNow Visa Prepaid Debit Card (direct deposit) 5 GetDebit.com Editor The AccountNow Visa prepaid card using direct deposit works well for those people making signature or PIN purchases or paying bills online through bill pay since these transactions are free. The Activation Fee is $0 and if $2500 is direct deposited monthly, there is NO Monthly Fee. AccountNow, Inc. receives high marks from the Better Business Bureau for customer service. Free card-to-card money transfer and , free customer service are some of the great features that come with this card. We give the AccountNow card line our highest grade.
The AccountNow Visa prepaid card using direct deposit works well for those people making signature or PIN purchases or paying bills online through bill pay since these transactions are free. The Activation Fee is $0 and if $2500 is direct deposited monthly, there is NO Monthly Fee. AccountNow, Inc. receives high marks from the Better Business Bureau for customer service. Free card-to-card money transfer and , free customer service are some of the great features that come with this card. We give the AccountNow card line our highest grade.

AccountNow Visa Prepaid Debit Card (direct deposit) Fee Examples

Want to know how much the AccountNow Visa Prepaid Debit Card (direct deposit) might cost you to use in a typical month? We have crunched the numbers for you! We also show how AccountNow Visa Prepaid Debit Card (direct deposit)stacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.
Number of transactions each month AccountNow Visa Prepaid Debit Card (direct deposit) Bank of America "Regular" Checking Check Cashing Store
Monthly Fee Once per month $ $ $
Cash paycheck (per month) $ $ $ $*
ATM Withdrawals $ $ $
Bill Payments $ $ $
Online Purchases $ $ N/A
In-Store Purchases*** $ $ N/A
Overdrafts:**** $ $
Total $ $ $

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The AccountNow Visa Prepaid Debit Card (direct deposit)*

Activation Fee:$0.00 Card Limit:$10000
Monthly Fee:$0.00 ATM Withdrawal:**$2.50
Signature Transactions:***$0.00 ATM Balance Inquiry:$1.00
PIN Transactions:***$0.00 Bill Payments:$0.00

AccountNow does a great job of disclosing fees, but you should always review them carefully to make sure it is the right prepaid card for you. AccountNow Visa prepaid card comes with no Activation Fee, free Bill Pay and free signature/PIN purchases, which makes it a very attractive card. And if you take advantage of direct deposit, then the monthly fee is waived ($2500 minimum monthly deposit required)


Notes:
* Fees verified as of 03/08/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your AccountNow Visa Prepaid Debit Card (direct deposit) in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

AccountNow Visa Prepaid Debit Card (direct deposit) Card Options

The AccountNow family of cards offers both Visa and MasterCard. There are advantages to using direct deposit with your AccountNow card, check to see which is best for you.

Here are GetDebit’s “Low Fee Tips” for this Card

The AccountNow Visa prepaid debit card, like many cards, has fees that can be avoided with careful use.

Tips for Using The AccountNow Visa Card (Direct Deposit)