The ACE Express Elite “Pay As You Go” plan prepaid Visa Debit card is offered jointly with NetSpend Corporation, an innovator in the prepaid card space. The ACE Elite Pink Visa has excellent features and benefits along with a benevolent offering. ACE has joined the fight to “Swipe Out” breast cancer. With every swipe of the Pink ACE Elite Visa prepaid debit card, a portion of the proceeds are donated to the National Breast Cancer Foundation. So, not only do you get some of the great benefits offered by ACE Elite Visa, including – faster payment when using direct deposit, a no fee $10 purchase cushion, money sharing via card to card transfers, text alerts, FDIC protection and a rewards program, but you are also helping to fight this dreaded disease with every purchase.
Review of the Pink ACE Elite Visa Prepaid Card
The ACE Elite “Pay as You Go” plan does not require direct deposit, and if you are not a heavy card user, then this might be the least expensive plan for you. If you like to use your prepaid card more frequently, then check out the FEE ADVANTAGE MONTHLY or FEE ADVANTAGE ANNUAL plans. Please take note of the many valuable features available on this prepaid card:
- Portion of your purchase goes to breast cancer awareness and detection
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit – Get paid up to 2 days faster, don`t stand in line or pay check cashing fees*
- Free Anytime Alerts™ – Get your balance and transactions via text or email*
- Free Savings Account – Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
How We Rated the Pink ACE Elite Visa Prepaid Card
Pink ACE Elite Visa Prepaid Card Fee Examples
Want to know how much the Pink ACE Elite Visa Prepaid Card might cost you to use in a typical month? We have crunched the numbers for you! We also show how Pink ACE Elite Visa Prepaid Cardstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).
To see different scenarios, change the following variables.
Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.
Fees Associated With The Pink ACE Elite Visa Prepaid Card*
||ATM Balance Inquiry:||$0.50
The ACE Express Elite prepaid Visa with the "Pay as You Go" plan has a simple fee structure. You pay NO monthly fee and all ATM, Bill Pay and other Point Of Sale (POS) transactions as they are incurred.
* Fees verified as of 01/27/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your Pink ACE Elite Visa Prepaid Card in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.
Here are GetDebit’s “Low Fee Tips” for this Card
Many prepaid debit cards, including the ACE Elite "Pay as You Go" plan Visa card, have fees that can be avoided with careful use.
Tips for Using The Pink ACE Elite Visa Prepaid Card