Pink ACE Elite Visa Prepaid Card

The ACE Express Elite “Pay As You Go” plan prepaid Visa Debit card is offered jointly with NetSpend Corporation, an innovator in the prepaid card space. The ACE Elite Pink Visa has excellent features and benefits along with a benevolent offering. ACE has joined the fight to “Swipe Out” breast cancer. With every swipe of the Pink ACE Elite Visa prepaid debit card, a portion of the proceeds are donated to the National Breast Cancer Foundation. So, not only do you get some of the great benefits offered by ACE Elite Visa, including – faster payment when using direct deposit, a no fee $10 purchase cushion, money sharing via card to card transfers, text alerts, FDIC protection and a rewards program, but you are also helping to fight this dreaded disease with every purchase.

Review of the Pink ACE Elite Visa Prepaid Card

Pink ACE Elite Visa Prepaid Card


The ACE Elite “Pay as You Go” plan does not require direct deposit, and if you are not a heavy card user, then this might be the least expensive plan for you. If you like to use your prepaid card more frequently, then check out the FEE ADVANTAGE MONTHLY or FEE ADVANTAGE ANNUAL plans. Please take note of the many valuable features available on this prepaid card:

  • Portion of your purchase goes to breast cancer awareness and detection
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit – Get paid up to 2 days faster, don`t stand in line or pay check cashing fees*
  • Free Anytime Alerts™ – Get your balance and transactions via text or email*
  • Free Savings Account – Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

    Apply Now!



How We Rated the Pink ACE Elite Visa Prepaid Card

Card FeaturesPink ACE Elite Visa Prepaid Card Features
FeesPink ACE Elite Visa Prepaid Card Fees
Disclosure ClarityPink ACE Elite Visa Prepaid Card Disclosure
BBB RatingPink ACE Elite Visa Prepaid Card BBB Rating
Load OptionsPink ACE Elite Visa Prepaid Card Reload Options
Overall RatingPink ACE Elite Visa Prepaid Card Rating
Rating Explanation
Pink ACE Elite Visa Prepaid Card 4 GetDebit.com Editor The ACE Express Elite line of prepaid cards receives good scores from us for their variety of features, multiple load options (you can load funds on these card in a lot of different ways). One of the companies behind the cards (NetSpend) is very highly rated by the Better Business Bureau. This shows that they are serious about dealing with consumer issues. ACE Express is rated very low. For that we have given the card a less than high rating. The lower monthly fees and lower transaction fees still make this a great card along with the many features. Be aware that a monthly direct deposit is NOT required for this card. However, if you are a heavy user of your card (and have a lot of ATM transactions, card replacements or need paper statements) then it can be very expensive. If you have a need for heavier use, we recommend one of the "Fee Advantage" plans with somewhat higher monthly fees. The Fee Advantage plans offer a comparably low activation fee and FREE Point Of Sale (POS) purchase and Bill Pay Fees.
The ACE Express Elite line of prepaid cards receives good scores from us for their variety of features, multiple load options (you can load funds on these card in a lot of different ways). One of the companies behind the cards (NetSpend) is very highly rated by the Better Business Bureau. This shows that they are serious about dealing with consumer issues. ACE Express is rated very low. For that we have given the card a less than high rating. The lower monthly fees and lower transaction fees still make this a great card along with the many features. Be aware that a monthly direct deposit is NOT required for this card. However, if you are a heavy user of your card (and have a lot of ATM transactions, card replacements or need paper statements) then it can be very expensive. If you have a need for heavier use, we recommend one of the "Fee Advantage" plans with somewhat higher monthly fees. The Fee Advantage plans offer a comparably low activation fee and FREE Point Of Sale (POS) purchase and Bill Pay Fees.

Pink ACE Elite Visa Prepaid Card Fee Examples

Want to know how much the Pink ACE Elite Visa Prepaid Card might cost you to use in a typical month? We have crunched the numbers for you! We also show how Pink ACE Elite Visa Prepaid Cardstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.
Number of transactions each month Pink ACE Elite Visa Prepaid Card Bank of America "Regular" Checking Check Cashing Store
Monthly Fee Once per month $ $ $
Cash paycheck (per month) $ $ $ $*
ATM Withdrawals $ $ $
Bill Payments $ $ $
Online Purchases $ $ N/A
In-Store Purchases*** $ $ N/A
Overdrafts:**** $ $
Total $ $ $

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The Pink ACE Elite Visa Prepaid Card*

Activation Fee:$3.95 Card Limit:$5000
Monthly Fee:$0.00 ATM Withdrawal:**$2.50
Signature Transactions:***$1.00 ATM Balance Inquiry:$0.50
PIN Transactions:***$2.00 Bill Payments:$1.00

The ACE Express Elite prepaid Visa with the "Pay as You Go" plan has a simple fee structure. You pay NO monthly fee and all ATM, Bill Pay and other Point Of Sale (POS) transactions as they are incurred.


Notes:
* Fees verified as of 01/27/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your Pink ACE Elite Visa Prepaid Card in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

Pink ACE Elite Visa Prepaid Card Card Options

The ACE Express Elite Visa card line comes in various options, including the "Pay as You Go" plan, the "Fee Advantage with Direct Deposit" plan, the "Fee Advantage" Monthly plan and the "Fee Advantage" Annual plan. The cards are available in silver and pink.

Here are GetDebit’s “Low Fee Tips” for this Card

Many prepaid debit cards, including the ACE Elite "Pay as You Go" plan Visa card, have fees that can be avoided with careful use.

Tips for Using The Pink ACE Elite Visa Prepaid Card