BuyRight.Com has come up with a pretty compelling package — a card that let’s you earn tons of reward points (and use them to buy stuff like cell phone minutes, calling cards, etc.).

Review of the BuyRight.Com


The BuyRight debit MasterCard comes with lots of features. The card offers guaranteed approval, with no credit check, and no ChexSystems check. Here are just a few of the benefits you will enjoy:

  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees
  • Apply Now!

How We Rated the

Card Features Features
Fees Fees
Disclosure Clarity Disclosure
BBB Rating BBB Rating
Load Options Reload Options
Overall Rating Rating
Rating Explanation Editor

Fee Examples

Want to know how much the might cost you to use in a typical month? We have crunched the numbers for you! We also show how stacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.
Number of transactions each month Bank of America "Regular" Checking Check Cashing Store
Monthly Fee Once per month $ $ $
Cash paycheck (per month) $ $ $ $*
ATM Withdrawals $ $ $
Bill Payments $ $ $
Online Purchases $ $ N/A
In-Store Purchases*** $ $ N/A
Overdrafts:**** $ $
Total $ $ $

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The *

Activation Fee:$29.95 Card Limit:$2500
Monthly Fee:$0-4.95* ATM Withdrawal:**$
Signature Transactions:***$ ATM Balance Inquiry:$
PIN Transactions:***$ Bill Payments:$

* Fees verified as of . Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

Card Options