What’s this? A prepaid card that let’s you earn cash rewards? Yes! First Vinyard is one of the first prepaid debit cards that let’s you earn cash by referring others.
Review of the First Vineyard
First Vineyard has one feature that we like — it lets you earn rewards. The First Vineyard card allows you to receive compensation on everyday expenses and enjoy the utility of the MasterCard brand.
- Receive cash back from your own spending
- Receive cash compensation from the spending of anyone in your compensation tree.
- Live debt free and receive compensation for your everyday spending.
- Reload your card directly from your payroll or bank account
- Powerful Online Account Management
- Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
- Card Accepted at 30 Million merchants & One Million ATM machines
Fee Examples
Want to know how much the might cost you to use in a typical month? We have crunched the numbers for you! We also show how stacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).
To see different scenarios, change the following variables.
Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.
Fees Associated With The *
| Activation Fee: | $39.95 |
Card Limit: | $2500 |
| Monthly Fee: | $6.95 |
ATM Withdrawal:** | $ |
| Signature Transactions:*** | $ |
ATM Balance Inquiry: | $ |
| PIN Transactions:*** | $ |
Bill Payments: | $ |
Notes:
* Fees verified as of . Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.
Here are GetDebit’s “Low Fee Tips” for this Card
Tips for Using The First Vineyard
