Univision MasterCard Prepaid Card

The Univision MasterCard prepaid debit card offers a wide variety of features and benefits not found in all prepaid cards. The Univision prepaid card offers a full range of spending and loading options to cardholders that require diverse uses. With clear and predictable fees, diligent card users can expect very few surprises.

Review of the Univision MasterCard Prepaid Card

Univision MasterCard Prepaid Card

The Univision MasterCard has a decent fee structure in line with many prepaid cards currently available on the market. The card also offers the flexibility and value found with many higher priced alternatives. Univision cards are easy to use, safer than cash and have typically predictable fees.

  • Easy to load and use
  • No credit check
  • No check cashing fees
  • No bank account needed
  • No overdraft fees
  • No interest charges
  • No money sharing fees


How We Rated the Univision MasterCard

Card FeaturesUnivision MasterCard Features
FeesUnivision MasterCard Fees
Disclosure ClarityUnivision MasterCard Disclosure
BBB RatingUnivision MasterCard BBB Rating
Load OptionsUnivision MasterCard Reload Options
Overall RatingUnivision MasterCard Rating
Rating Explanation
Univision MasterCard 4 GetDebit.com Editor

The Univision Prepaid MasterCard is a fantastic card for heavy shoppers as there are no fees for Activation, Point Of Sales Purchases or Online Purchases. And no penalty for incurring a Negative Balance/Overdraft is awesome! By withdrawing funds at participating Target ATM's, you will incur no fee either. The only two things keeping this card from our highest rating are the Better Business Bureau Rating and potential for higher fees if a cardholder isn't paying attention. As Univision is a newer addition to the prepaid card world, the Better Business Bureau has not had the opportunity to give them a rating as yet. Also, the non-participating ATM Fees and other Bill Pay, Replacement Card, or Paper Statement Fees could add up if you are not careful with the use of your card.

The Univision Prepaid MasterCard is a fantastic card for heavy shoppers as there are no fees for Activation, Point Of Sales Purchases or Online Purchases. And no penalty for incurring a Negative Balance/Overdraft is awesome! By withdrawing funds at participating Target ATM's, you will incur no fee either. The only two things keeping this card from our highest rating are the Better Business Bureau Rating and potential for higher fees if a cardholder isn't paying attention. As Univision is a newer addition to the prepaid card world, the Better Business Bureau has not had the opportunity to give them a rating as yet. Also, the non-participating ATM Fees and other Bill Pay, Replacement Card, or Paper Statement Fees could add up if you are not careful with the use of your card.

Univision MasterCard Fee Examples

Want to know how much the Univision MasterCard might cost you to use in a typical month? We have crunched the numbers for you! We also show how Univision MasterCardstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.
Number of transactions each month Univision MasterCard Bank of America "Regular" Checking Check Cashing Store
Monthly Fee Once per month $ $ $
Cash paycheck (per month) $ $ $ $*
ATM Withdrawals $ $ $
Bill Payments $ $ $
Online Purchases $ $ N/A
In-Store Purchases*** $ $ N/A
Overdrafts:**** $ $
Total $ $ $

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The Univision MasterCard*

Activation Fee:$0.00 Card Limit:$9000
Monthly Fee:$9.95 ATM Withdrawal:**$1.95
Signature Transactions:***$0.00 ATM Balance Inquiry:$0.00
PIN Transactions:***$0.00 Bill Payments:$1.00

The FREE Activation Fee is a definite plus, as well as, FREE/Unlimited purchase fees and no Overdraft Fee. There are other potential fees for special services outlined in the fee schedule.


Notes:
* Fees verified as of 01/25/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your Univision MasterCard in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

Univision MasterCard Card Options

There is one design for the Univision MasterCard Prepaid Card, with no other "feature" options. You will have access to all the great features in the basic card package.

Here are GetDebit’s “Low Fee Tips” for this Card

The Univision MasterCard (as many other prepaid cards), have certain fees that can be avoided with careful use. We like this card for it's valuable features, abundance of free fees, as well as other, clear and predictable fees.

Tips for Using The Univision MasterCard Prepaid Card