Check out this review of the EXACT prepaid debit card MasterCard

EXACT Prepaid MasterCard

Experience freedom and convenience with the EXACT prepaid debit MasterCard. The EXACT card is accepted anywhere in the world that accepts MasterCard. This prepaid debit card offers a diverse set of features and can save you money with no interest fees or late fees.

Review of the EXACT Prepaid MasterCard

EXACT Prepaid MasterCard

Not only does the EXACT card offer a ton of great features, but also has thousands of loading and reloading locations available. As with most cards, direct deposit is one of the most advantageous and convenient. Take a look at some of the fabulous features you can enjoy with the EXACT Prepaid MasterCard:

  • 100% Approval – No credit check
  • No bank account required
  • No interest or late fees
  • Free direct deposit
  • Reloadable online or at 100,000 locations
  • Up to $5,000 balance limit
  • Mobile and email alerts
  • Online Account Management at myExactAccount.com

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How We Rated the EXACT Prepaid MasterCard

Card FeaturesEXACT Prepaid MasterCard Features
FeesEXACT Prepaid MasterCard Fees
Disclosure ClarityEXACT Prepaid MasterCard Disclosure
BBB RatingEXACT Prepaid MasterCard BBB Rating
Load OptionsEXACT Prepaid MasterCard Reload Options
Overall RatingEXACT Prepaid MasterCard Rating
Rating Explanation
EXACT Prepaid MasterCard 4 GetDebit.com Editor The EXACT MasterCard is great for those looking for a card loaded with features. There are some cards with more features, but not many. The Better Business Bureau rates EXACT and Galileo Processing (the Independent Sales Organization that markets and provides customer service to cardholders) below average for customer service. Although still a great card for convenience and freedom, the lower customer service rating and somewhat higher fees keep this card from receiving our highest grade.
The EXACT MasterCard is great for those looking for a card loaded with features. There are some cards with more features, but not many. The Better Business Bureau rates EXACT and Galileo Processing (the Independent Sales Organization that markets and provides customer service to cardholders) below average for customer service. Although still a great card for convenience and freedom, the lower customer service rating and somewhat higher fees keep this card from receiving our highest grade.

EXACT Prepaid MasterCard Fee Examples

Want to know how much the EXACT Prepaid MasterCard might cost you to use in a typical month? We have crunched the numbers for you! We also show how EXACT Prepaid MasterCardstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).

To see different scenarios, change the following variables.
Number of transactions each month EXACT Prepaid MasterCard Bank of America "Regular" Checking Check Cashing Store
Monthly Fee Once per month $ $ $
Cash paycheck (per month) $ $ $ $*
ATM Withdrawals $ $ $
Bill Payments $ $ $
Online Purchases $ $ N/A
In-Store Purchases*** $ $ N/A
Overdrafts:**** $ $
Total $ $ $

Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.

Fees Associated With The EXACT Prepaid MasterCard*

Activation Fee:$9.95 Card Limit:$2500
Monthly Fee:$4.95 ATM Withdrawal:**$2.00
Signature Transactions:***$0.25 ATM Balance Inquiry:$1.00
PIN Transactions:***$0.25 Bill Payments:$1.00

The EXACT card discloses their fees well, although look over them carefully as there are quite a few. Along with many fees comes some excellent features. If you need a card with a lot of power rather than low fees, this could be the card for you.


Notes:
* Fees verified as of 05/26/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your EXACT Prepaid MasterCard in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.

EXACT Prepaid MasterCard Card Options

The Exact MasterCard prepaid debit card has only one version and one design.