If you are looking for a great card with fantastic features and low fees, then take a gander at the UPside Visa prepaid card. This reloadable prepaid card requires no credit check, has free direct deposit, ample loading availability and an awesome check-writing program.
Review of the UPside Visa Prepaid Card (Access Plan)
Features, Features, Features…this prepaid debit card is full of them. If you like having companion cards, online account management, a rewards program, account security, bill paying or healthcare/prescription discounts, then you should consider the UPside Visa prepaid card. Here’s more to look at of the Upside Visa:
- Similar to a checking account with a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
How We Rated the UPside Visa Prepaid Debit Card - Access Plan
UPside Visa Prepaid Debit Card - Access Plan Fee Examples
Want to know how much the UPside Visa Prepaid Debit Card - Access Plan might cost you to use in a typical month? We have crunched the numbers for you! We also show how UPside Visa Prepaid Debit Card - Access Planstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).
To see different scenarios, change the following variables.
Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.
Fees Associated With The UPside Visa Prepaid Debit Card - Access Plan*
||ATM Balance Inquiry:||$0.99
The fee structure for the UPside Visa prepaid card Access Plan card is loaded with features and benefits. Zero Activation Fee, low Monthly Fee one FREE Bill Pay and FREE purchase transactions with $500 monthly load and $60 monthly spending.
* Fees verified as of 02/09/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your UPside Visa Prepaid Debit Card - Access Plan in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.
UPside Visa Prepaid Debit Card - Access Plan Card Options
There are three additional options with the UPside Visa prepaid card besides the Access Plan - the Life Plan, the Clear Plan and the Edge Plan. Since fee structures are different for each plan, you will need to read the Fee Schedule and Terms and Conditions pages carefully for each card to find out which is best for your needs. You also have five card designs to choose from.
Here are GetDebit’s “Low Fee Tips” for this Card
When carefully used, prepaid debit cards like the UPside Visa Access Plan have fees that can easily be avoided.
Tips for Using The UPside Visa Prepaid Card (Access Plan)