The UPside Prepaid Visa debit card is loaded with great features, a very competitive fee structure and a one-of-a-kind personal check writing feature. With a ZERO Activation Fee, companion card availability, a low monthly fee and a great rewards program, the UPside Visa card demands a closer look.
Review of the UPside Visa prepaid card (Edge Plan)
UPside Visa is hassle-free when applying and simple when using. UPside has excellent account features, beautiful card designs to choose from and don’t forget… a rewards program where consumers can take advantage of some fantastic deals and actually get cash back. Who says you need a checking account when you can get all of the best bank features in this card?
- The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
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How We Rated the UPside Visa Prepaid Card - Edge Plan
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Rating Explanation
UPside Visa Prepaid Card - Edge Plan
4
GetDebit.com Editor
The UPside Visa card line rates high for great features (flexibility, check writing, rewards program), a high customer service rating (Plastyc, Inc. rates high with the Better Business Bureau) and competitive fees. ZERO Activation Fee, a low monthly fee and FREE purchase transaction fees make this a good card for heavy shoppers. A monthly direct deposit is NOT required for this card. There are only two reasons that this card doesn't receive the best grade - there are cards with more competitive fees and more precise fee disclosures available on the market. This card and other plan versions can be a little confusing and might have some hidden fees (like a direct deposit fee or an account closure fee). You should read all of the terms, conditions and fee schedules carefully before deciding which plan is right for you.
The UPside Visa card line rates high for great features (flexibility, check writing, rewards program), a high customer service rating (Plastyc, Inc. rates high with the Better Business Bureau) and competitive fees. ZERO Activation Fee, a low monthly fee and FREE purchase transaction fees make this a good card for heavy shoppers. A monthly direct deposit is NOT required for this card. There are only two reasons that this card doesn't receive the best grade - there are cards with more competitive fees and more precise fee disclosures available on the market. This card and other plan versions can be a little confusing and might have some hidden fees (like a direct deposit fee or an account closure fee). You should read all of the terms, conditions and fee schedules carefully before deciding which plan is right for you. |
UPside Visa Prepaid Card - Edge Plan Fee Examples
Want to know how much the UPside Visa Prepaid Card - Edge Plan might cost you to use in a typical month? We have crunched the numbers for you! We also show how UPside Visa Prepaid Card - Edge Planstacks up against some common alternatives so you can see if you would save money using this card. Please remember -- cost should NOT be the only reason why you pick a card -- make sure to consider the card's features (some cards have more features than a typical bank account).
To see different scenarios, change the following variables.
Note: * Based on a U.S. Average check cashing rate of 4.54% (per the Brookings Institution),
**Using the Money Order fees from the U.S. Post Office (Some of the lowest available),
*** We assume that 1/2 of your in-store purchases will be made using your PIN,
****A LARGE portion of Americans experience at least 1 overdraft each Month. Also note that the Check Casher CANNOT buy items online, and must use cash for all purchases.
Fees Associated With The UPside Visa Prepaid Card - Edge Plan*
| Activation Fee: | $0.00 |
Card Limit: | $5000 |
| Monthly Fee: | $2.50 |
ATM Withdrawal:** | $1.49 |
| Signature Transactions:*** | $0.00 |
ATM Balance Inquiry: | $0.99 |
| PIN Transactions:*** | $0.00 |
Bill Payments: | $0.00 |
The fee structure for the UPside Visa Edge Plan card is full of benefits - NO Activation Fee, LOW Monthly Fee, one FREE Bill Pay monthly and unlimited Point Of Sale (POS) purchase transactions with $500 monthly load and $60 monthly purchases from merchants.
Notes:
* Fees verified as of 02/09/2011. Check the Current Terms & Conditions for a list of all the fees.
** Some ATM operators may charge a fee for use of their ATMs in addition to this fee.
*** To use your UPside Visa Prepaid Card - Edge Plan in a "signature" transaction, select "Credit" when checking out at a brick and mortar merchant. Most internet transactions are automatically processed as "signature" transactions.
UPside Visa Prepaid Card - Edge Plan Card Options
There are four basic plan options available with the UPside Visa prepaid card including the Edge Plan - the Life Plan, the Access Plan and the Clear Plan. Read the fee schedules and terms and conditions pages with care as the fee structures and balance load limits are different for each card. You can choose from five modern card designs.
Here are GetDebit’s “Low Fee Tips” for this Card
Most prepaid cards, like the UPside Visa Edge Plan, have fees that can be avoided when used with care.
Tips for Using The UPside Visa prepaid card (Edge Plan)
