Last Updated: 8/8/2010
Capital One has a table on their website with guidelines for how they determine an individual’s credit worthiness—-which in turn impacts which card offers you are eligible for. Normally, GetDebit would just link to the table on the Capital One site and be done with it, but
Quite simply, in almost all cases, non-cash awards (such as store gift cards, frequent flyer miles, hotel points, etc) are not as valuable as the same cash-equivalent award. For example, would you rather have a $100 Amazon gift card, or $100 in cash. Aren’t they worth the same?
The Citi Platinum Select Mastercard does not offer any sort of rewards program, so it’s not of much interest to GetDebit, except for potential balance transfers.
Last Reviewed: 7/26/2010
Important note: Around 3/31/10 Schwab stopped offering this card for new applicants (though current users of the card are grand-fathered in for the time-being). RIP Schwab.
If you’re in the market for a strong cash back card, I’d recommend you check out our
Well, we’re almost there. The site has been under development for almost 2 years (one of the pains of being able to work on it only nights and weekends!). But I think we’re close to an official launch. I’ve personally loaded the database with more than