The AccountNow Visa Card is simply a prepaid Visa debit card. Even though it is sponsored by Metabank, cardholders are not required to open a checking account with Metabank. Most cardholders use debit cards in lieu of regular bank checking accounts. This card can be used at any merchant that displays the Visa logos. It can also be used for online bill payments or online shopping. Cardholders can also withdraw cash at any ATM with the Visa logos display.

How is money credited to my AccountNow card without a checking account?

People eligible for direct deposit of their paycheck or government benefits can have their money sent directly to their AccountNow Visa card free of charge. If the employer or agency uses direct deposit, a cardholder just needs to fill out a simple form and give it to their employer, just like direct deposit for a checking account. Most employers and government agencies prefer direct deposit to paper checks these days. It saves time and effort for both the employers or agencies as well as the recipients of the funds.

A cardholder can also go to several stores and banks to reload prepaid card as well. Stores such as Walmart and CVS are agents for Moneygram, a money transfer service. Any place that displays the Moneygram trademark will gladly accept cash and transfer it to the AccountNow Visa card.

Western Union is another money transfer agent that accepts cash for the AccountNow Visa card. Western Union is available at stores such as Kroger, Safeway and RiteAid that display the Western Union logos reload prepaid card services. Many banks are also Western Union and Moneygram agents.

Green Dot agents also accept cash and post it immediately to the AccountNow card. Kmart, Walgreen’s and 7-11 stores with the Green Dot logos will provide this service for cardholders.

Finally, any VISA Readylink agent can reload the AccountNow Visa card. Vons, Randalls, Safeway and any other location that displays the Visa Readylink trademark will gladly provide this service.

What fees are charged to reload the AccountNow card?

The AccountNow Visa does not charge fees for cardholder reloading deposits. Direct deposit is free. Moneygram, Western Union, Green Dot and Visa Readylink charge $3.95 to $5.00 to reload the card. Just ask the agent for the exact fee amount.