M&T Bank

Issuer: M&T Bankm&t_bank_logo

Headquarters:Buffalo, New York

Website: M&T Bank

FDIC Status: Manufacturers and Traders Trust Company (M&T Bank) (FDIC Cert: 588) is FDIC Insured. The Bank has been FDIC insured since January 1, 1934.

Check the Bank’s FDIC Status

Overview of M&T Bank M&T Bank is considered one of the country’s most highly regarded regional banks. They were founded more than 150 years ago in Western New York, where they are still headquartered. Their parent company, M&T Bank Corporation, had over $65 billion in assets as of December 31, 2007 and is one of the 20 largest commercial bank holding companies headquartered in the U.S. M&T customers are able to bank at over 700 branches throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, and Delaware. In addition, M&T customers have access to a sizable ATM network of more than 1,600 locations as well as state-of-the-art telephone and Web Banking.


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Debit Cards


Cards for Independent Tax Preparation Services

Attention independent tax preparation services — Would you like to provide low-cost prepaid cards as a value added service to your clients? Do you deal with clients who are unbanked but who would benefit from getting their tax refund directly deposited into a prepaid debit card account? Here are two tax refund cards that you may want to consider (both are designed for use by independent tax preparation services). Read More

PayPower Visa Prepaid Card PayPower™ Visa® Prepaid Card

PayPower is a Visa prepaid debit card that you load and reload with cash and use for everyday purchases, giving you total control over your money. Purchase the card for $3.95 plus the load amount, then transfer the funds to the card by calling the toll free number on the back of the card, or by visiting www.paypower.com.
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What is a Tax Refund Card?

A tax refund card is a prepaid debit card that is used to receive your tax refund by direct deposit. Tax refund cards are “prepaid debit cards”. Almost any prepaid debit card can be used to receive your tax refund. Some prepaid debit cards are issued especially for use (at least initially) as a tax refund card.

A prepaid debit card is a payment card that can be loaded with money (such as a tax refund deposit) by you or by someone else.

A prepaid card looks just like a normal credit or debit card, and has a card number, a signature strip on the back, and the logo of a card association (such as Visa®, MasterCard® or Discover®). Prepaid cards that are used as tax refund cards also are embossed with your name on the face of the card.

Prepaid debit cards are not credit cards, which provide you with a line of credit. Instead, prepaid debit cards only let you withdraw or access the money you have deposited (or “loaded”) onto the card. (Which is why some people refer to these types of cards as “pay before” use cards instead of credit cards which are “pay after” use products).

With prepaid cards, you can only spend the money you have loaded on the card. Which is why they are perfectly suited for use as tax refund cards – you can’t overdraw your account, and you can only spend as much money as you have deposited into your account.

Once you load funds onto your prepaid card, you can use it to make purchases (online or offline) and withdraw cash at ATMs, just like a normal bank debit card.

Some prepaid cards also allow you to pay bills using a bill pay system associated with your card.

Continue Reading the Tax Refund Card Guide Online

Part 1: Why Should I Use a Tax Refund Card?

–>Part 2: What is a Tax Refund Card?

Part 3: Who Should Use a Tax Refund Card?

Part 4: How to Get a Tax Refund Card.

Part 5: How to Use a Tax Refund Card.

Part 6: Our Recommended Tax Refund Cards.

Part 7: Cards for Independent Tax Preparation Services.

Part 8: Tax Refund Card FAQ.

Walmart Money Card MasterCard Walmart MoneyCard MasterCard Prepaid Card

Retail giant Walmart wants to further add value to its customers by offering the prepaid Walmart MoneyCard Mastercard. You can actually get the MoneyCard in either Visa or MasterCard depending on your preference. There are also four designs to choose from – grey, black, blue or gold all displaying the Walmart logo and insignia. You can load money on the prepaid MoneyCard in a variety of ways including a visit to a Walmart store (cash or check) cashier or MoneyCenter Express machine, direct deposit of a pay or benefits check, online bank transfer or by purchasing a MoneyPak or Cash Reload card.
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UPside Visa Prepaid Card (Life Plan)

The UpSide Visa card is pretty close to the perfect prepaid debit card. We love it because the fees are low (some of the lowest available), as well as the great features. They now have rolled out their newest feature — the ability to write and mail personal checks using the card! Read More

Current By Discover Current by Discover

The Current Card was a prepaid teen debit card issued by Discover Bank. In many ways, it was a leader in the teen prepaid card space with excellent parental controls and features. Unfortunately, the Current Card from Discover is no longer available for new account holders (although existing accounts, apparently, remain in service). We are leaving portions of this review on the site for you information. Read More


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