M&T Bank

Issuer: M&T Bankm&t_bank_logo

Headquarters:Buffalo, New York

Website: M&T Bank

FDIC Status: Manufacturers and Traders Trust Company (M&T Bank) (FDIC Cert: 588) is FDIC Insured. The Bank has been FDIC insured since January 1, 1934.

Check the Bank’s FDIC Status

Overview of M&T Bank M&T Bank is considered one of the country’s most highly regarded regional banks. They were founded more than 150 years ago in Western New York, where they are still headquartered. Their parent company, M&T Bank Corporation, had over $65 billion in assets as of December 31, 2007 and is one of the 20 largest commercial bank holding companies headquartered in the U.S. M&T customers are able to bank at over 700 branches throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, and Delaware. In addition, M&T customers have access to a sizable ATM network of more than 1,600 locations as well as state-of-the-art telephone and Web Banking.

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Debit Cards

MoneySend Prepaid MasterCard MasterCard MoneySend Prepaid Card

The MasterCard MoneySend debit card is used in conjunction with the MasterCard MoneySend program to allow you to send and receive money via your mobile phone. If you are looking for a cheap and easy way to send (or receive) money over your cell phone, this may be a great option for you. Read More

Student UPside Visa Prepaid Card

This teen debit card is one of our favorites. The team at UPside has really come through again, this time creating a prepaid debit card for teens that has all the features a parent needs to control teen spending, and all the things that teens love (like freedom, great card designs). Read More

NetSpend Premier Fee Advantage Visa NetSpend Prepaid Visa Debit Card (Premier Fee Advantage Version – with Direct Deposit)

The NetSpend Visa prepaid debit card is offered by none other than NetSpend, one of the leading financial players in the prepaid arena. The NetSpend Prepaid Visa Premier Fee Advantage is a robust prepaid financial tool geared toward customers that get a lot of use out of their prepaid card. The NetSpend prepaid product line also comes in a “Pay as You Go” plan and a “Fee Advantage” plan. The Premier plan gives card holders extra benefits when using direct deposit.
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What is a Tax Refund Card?

A tax refund card is a prepaid debit card that is used to receive your tax refund by direct deposit. Tax refund cards are “prepaid debit cards”. Almost any prepaid debit card can be used to receive your tax refund. Some prepaid debit cards are issued especially for use (at least initially) as a tax refund card.

A prepaid debit card is a payment card that can be loaded with money (such as a tax refund deposit) by you or by someone else.

A prepaid card looks just like a normal credit or debit card, and has a card number, a signature strip on the back, and the logo of a card association (such as Visa®, MasterCard® or Discover®). Prepaid cards that are used as tax refund cards also are embossed with your name on the face of the card.

Prepaid debit cards are not credit cards, which provide you with a line of credit. Instead, prepaid debit cards only let you withdraw or access the money you have deposited (or “loaded”) onto the card. (Which is why some people refer to these types of cards as “pay before” use cards instead of credit cards which are “pay after” use products).

With prepaid cards, you can only spend the money you have loaded on the card. Which is why they are perfectly suited for use as tax refund cards – you can’t overdraw your account, and you can only spend as much money as you have deposited into your account.

Once you load funds onto your prepaid card, you can use it to make purchases (online or offline) and withdraw cash at ATMs, just like a normal bank debit card.

Some prepaid cards also allow you to pay bills using a bill pay system associated with your card.

Continue Reading the Tax Refund Card Guide Online

Part 1: Why Should I Use a Tax Refund Card?

–>Part 2: What is a Tax Refund Card?

Part 3: Who Should Use a Tax Refund Card?

Part 4: How to Get a Tax Refund Card.

Part 5: How to Use a Tax Refund Card.

Part 6: Our Recommended Tax Refund Cards.

Part 7: Cards for Independent Tax Preparation Services.

Part 8: Tax Refund Card FAQ.

NetSpend Premier Fee Advantage MasterCard NetSpend MasterCard Prepaid Card (Premier Fee Advantage Version – with Direct Deposit)

NetSpend is considered one of the country’s largest and fastest-growing Prepaid Debit Card processors and marketers. It’s no surprise that the NetSpend Prepaid MasterCard is a top-of-the-line network-branded card recognized by thousands of merchants worldwide. NetSpend currently offers the MasterCard in three versions: a Pay as You Go plan, a Fee Advantage plan, and their Premier Fee Advantage plan (reviewed here), which requires direct deposit.
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Facecard Prepaid MasterCard for College Students

This is Facecard’s Teen Debit card. It’s pretty much the same as the regular prepaid debit Facecard, but in this review, we talk more about some of the great parental controls available in the Teen Debit card. A Teen Debit Facecard is a prepaid reloadable card that can be used anywhere MasterCard® is accepted. Like the other Facecard, the teen debit Facecard is a great and inexpensive card. Read More

Corporate Overview
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